Alpine Wholesale Properties

Are you planning to sell your house and want to move to a different place immediately?  Do you find it necessary to move before you sell your house?  Then you have two  options:  Use a realtor or sell it on your own.

Using a realtor would be expensive as all the amenities have to be fixed, lawns trimmed and house kept in perfect condition to show to a potential buyer. Also finding that buyer and finalizing a deal may take time.  It may or may not be as fast as you’d expected.

You can also sell your house on your own. You need to advertise, create a buyer list, show and explain your house and also follow up with them. For all you know, most may not even be potential buyers. You spend a lot of time on it and might even end up doing a distress sale.

I can suggest another option to you. This method may not be as well known, but it has been available in for a long time. You are neither expected to clean, mow or fix your property; nor have to advertize and find the buyer.  Instead look for an investor.  Investors will buy your house in its present condition. You need not spend a dime for repairs and a cleaning job. They also buy houses fast as they have a long term target for the property. You can expect a decent sum for your house and then move on.

Sound interesting?  Then just pick up your phone and call our toll free number at 877-571-6613 and ask for Vida.

Are you trying to avoid foreclosure or on the verge of it? Do things not fall in place and sounds hopeless? Well, how about helping you free? Sound’s good?

Then call this number right now for a free consultation: toll free 877-571-6613 and ask for Vida.

Yes, there’s still hope. We can look for practical ways of avoiding your house from foreclosure and also save a great deal at the same time. Does it sounds too good to be true? We’ve not started yet. Read on to find ways to avoid foreclosure and gain from it.

When you’ve run out of time and looking for a quick solution, then the best solution in hand is to sell your home to property investors.

Avoiding Foreclosure Solution = Sell Your House To A Property Investor!

We shall now look at reasons why this could be your best option.

•Instant offer

Property investors are well equipped with both knowledge and cash in hand. They are so powerful financially that they can close it in a month or less! Moreover, they would price the current market rates and look for benefits long term.

•Flexible deals

You would usually receive flexible offers from a property investor. They try to work out a deal that is beneficial to you. They might also look at it as a good investment opportunity and offer it for rent to you. You have then both your property sold and avoid paying double mortgage at the same time.

•Spend less!!

The best part of the offer is that you can sell your home without renovation or any repair. This means that you would not spend a dime on repair works and still get a good deal. The investor looks at the property as a means to generate income with his idle cash in hand and may not even bother you with repair works.

No one would want to go through the process of foreclosure. It’s always good to know that you are not in a dead end and can work it out with meaningful and profitable options.

When a home owner cannot pay his mortgage, the lender knows that he stands to lose a lot of money.  The costs of legal fees, possible damage to the property, as well as agent and management fees can cause the lender to reconsider a property balance and in most cases, discount a property sale.
Preforeclosure investors try to create a solution that will be fair to the homeowner and the lender while making a reasonable profit.  The investor works with the owner to get him out of the property without a serious ding on his credit, and satisfying the lender rather than going through the entire foreclosure process.

The homeowner will be required to fill out some paperwork which includes showing the lender proof of lack of necessary funds to avoid foreclosure.  This can include job loss of one person in the family, unexpected health issues and/or hospital bills for a serious disease.  The investor will then contact the lender to negotiate the short sale.  When the lender approves the investor’s offer, he will then receive the funds and the investor has helped the homeowner avoid foreclosure and helps the bank get the property off his books and at the same time make a profit.

Foreclosures appear to be rising to epidemic numbers and homeowners who are facing foreclosure might consider contacting an investor who can help them get out of their property while saving their credit.

If you have read my previous article about short selling, then you know by now that short sales can save the seller a lot of trouble from mortgage payments, since most lenders do not require the homeowner to settle the balance in what the house sells for and what she actually owes.

But mind you…the lender always has the upper hand when it comes to determining if you indeed qualify for a short sale.

So if you are the homeowner who’s planning to short sell your house, then it is very vital to prove to the lender that you are indeed under a personal or financial hardship.

Alright, let me discuss them further…

Personal hardships

The death of a spouse, divorce, illness or being a victim of a natural calamity are considered to be personal hardships and are usually accepted reasons for short sale.

These hardships lead to loss of assets and income, which are needed to settle the mortgage. They represent a solid basis for homeowners to make an appeal to the lender to accept them for short sale. Any type of personal hardship is quite easy to prove with necessary documents.

Employment hardships

Another hardship that can make you eligible for short selling your home is when you lose a job or got injured at work, because it would be difficult for you as worker to make money. Or if you are a business owner and experienced major losses of your business, you are also eligible for short sale.

Financial hardships

Homeowners’ mortgage payment failure may not have issues like employment or personal hardship, but have other financial problems. An increase in monthly interest rate is one of the huge issues that have greatly affected a lot of homeowners today….and this often lead to more expensive monthly payments that they can’t afford to pay.

If your situation falls under one of these hardships then it may be the best time to consider a short sale. Honestly, it entails a lot of work plus you will need an expert to help you sell your house and guide you through the complex process of real estate short selling.
It’s not easy…so allow us to help you…call us…let’s talk.  Dial 877-571-6613

Are you having financial trouble with your home due to a reset to your adjustable rate mortgage that you can’t afford, or maybe you have encountered a major financial set-back such as losing your job? If selling your own house for whatever reason is inevitable, but your home is worth less than your mortgage, then a real estate short sale can be your best option to avoid foreclosure and ruining your credit. Short selling your house can also be a last ditch move to save yourself from filing for bankruptcy.

But what exactly is a short sale?

Okay for the benefit of those of you who are not familiar with the term, I’ll do my best to explain it without being too technical about it.

When we say real estate short sale, a homeowner is selling the home for the amount less than what she owes to the lender. The mortgage lender will then agree to accept this amount and forgive or waive the remaining balance that’s still owed.

Time is of the essence

It is best to get started with the process of short selling your home the soonest time possible, because it can be labor intensive, though we can say that the payoff for the extra work may be worth it.

Besides, the longer you wait the less chance you’ll be successful. This is because foreclosure process differs in every state, so you need to decide and act fast to start the process especially if you are getting behind with your payments or already received a notice of default.

Get an expert

You need to find an experienced short sale agent, someone who knows how the entire method works. If you have an expert on your side, then you’ll have an excellent shot at getting a great deal.

Call us…there are so many important things we could discuss about short selling…consultation is free!

Dial 877-571-6613

If you have read my previous article about short selling, then you know by now that short sales can save the seller a lot of trouble from mortgage payments, since most lenders do not require the homeowner to settle the balance in what the house sells for and what she actually owes.

But mind you…the lender always has the upper hand when it comes to determining if you indeed qualify for a short sale.

So if you are the homeowner who’s planning to short sell your house, then it is very vital to prove to the lender that you are indeed under a personal or financial hardship.

Alright, let me discuss them further…

Personal Hardships

The death of a spouse, divorce, illness or being a victim of a natural calamity are considered to be personal hardships and are usually accepted reasons for short sale.

These hardships lead to loss of assets and income, which are needed to settle the mortgage. They represent a solid basis for homeowners to make an appeal to the lender to accept them for short sale. Any type of personal hardship is quite easy to prove with necessary documents.

Employment Hardships

Another hardship that can make you eligible for short selling your home is when you lose a job or got injured at work, because it would be difficult for you as worker to make money. Or if you are a business owner and experienced major losses of your business, you are also eligible for short sale.

Financial Hardships

Homeowners’ mortgage payment failure may not have issues like employment or personal hardship, but have other financial problems. An increase in monthly interest rate is one of the huge issues that have greatly affected a lot of homeowners today….and this often lead to more expensive monthly payments that they can’t afford to pay.

If your situation falls under one of these hardships then it may be the best time to consider a short sale. Honestly, it entails a lot of work plus you will need an expert to help you sell your house and guide you through the complex process of real estate short selling.
It’s not easy…so allow us to help you…call us…let’s talk.

Call us toll free 877-571-6613  consultation is free.

Most often the word foreclosure has a negative connotation to it. Generally, it implies home owners who have lost their homes due to delinquent payments, houses that need lots of major repairs and many others.  Sad to say, a lot of people and that may include you, do not know that foreclosed homes represent a great deal of financial opportunity or even owning their dream house.

Great advantages of purchasing foreclosure house for sale….

1. Great deals

Foreclosed properties are basically sold for a price based on the remaining loan amount, which is a lot lower as compared to their original market price. These properties are offered in the market at unbelievable discounted rate of 40 to 50 percent! And this obviously means that the buyers will save huge amount of cash.

In addition to that, banks are more than willing to negotiate a more attractive price to the prospective buyers. They offer several options regarding interest rates.

2. Wonderful investment

Since foreclosure houses are bought at extremely low prices, it is a perfect choice for buyers and investors who want to gain profit, because they can resell these properties without any difficulty or they can rent it out as well.

3. Low risk and problem free transaction

Foreclosed homes are properties already owned by the bank or lender, so aside from being buyer-friendly, most of the fees such as attorney’s fee, inspection expense, closing costs and many others will be handled by the bank in order to guarantee smooth transaction.

Actually, there are other more great advantages of buying a foreclosure home. Whether you are planning to invest or looking to buy your dream house, you can always find a great deal that’s just perfect for your needs.

So your next question might be where to find these foreclosed properties and how to find a good one. At this point, you can either search online for hundreds or even thousands of websites that provide listings or you can choose the easier way. Call us and we’ll help you locate the best that will suit your needs and budget.

Call us toll free 877-571-6613  consultation is free.

So you’ve exhausted all your options to save your home from foreclosure, such as a loan modification and deed in lieu of foreclosure. In the end, you finally decided that a short sale is the best way to go, as far as avoiding foreclosure and not hitting your credit so hard is concerned.

However, the process of short selling your home can be anything but fast. It can be complicated especially if you have no slightest idea about the whole scenario. And it is very crucial that you get all the requirements right so that your short sale application will be approved.

A short sale has to be approved?!

Simply deciding to short sell your home is just the first step, you need to get your lender to agree with you that the best deal for them is short selling your home, which is not so easy.

So what can you do to get short sale approval? Have a look…..

Here is the list of the necessary documents that you need to produce and submit together with the application for approval. But take note that specifications vary from lender to lender, however majority of them follow the same guidelines.

•    Financial statement that includes exact and comprehensive details of income and expenses

•    Hardship letter explaining your reason for financial distress

•    Information of your savings investments including your bank statements

•    Latest tax return

•    Realtor house listing and price offer

•    Signed sales contract

•    Estimated settlement statement or HUD1

•    Buyer’s proof of financing

Once you provided all the paperwork, the next thing to do is wait. It takes a lot of time and patience to get short sale approval.

Get a professional’s help, one who is knowledgeable with short sales. An expert can greatly help you present all the necessary documents to the lender and up your chances of getting approved. Act fast….start the initial step right now…call us and we’ll guide you through the process. There’s nothing to lose… Call us toll free 877-571-6613  consultation is free. 

If you buy properties, this site may prove to be your best friend.  We purchase properties under fair market value and sell some retail, but the majority are sold to wholesaler/investors.

As you know, there are many properties to choose from since foreclosures are plentiful and tight money has created the need to downsize andor pay off loans to help get through tough times.

Investing for the long term is proving to be extremely profitable.  An example is if you are able to carry notes for home buyers who can afford the payments, but can’t pass bank scrutiny.  They expect to pay a higher interest rate and if the investor wants to cash out at any time, there are many other investors who will buy that note.

While the normal rates are around 4% IF you can get a mortgage from a bank, the investor carry could yield as much as 8%.  The difference in interest rates can make a tremendous difference in your monthly bottom line.

When you consider where to invest, the stock markets are volatile and you may worry that one morning you may wake up to a meltdown because some event in Europe sent ripples through the U.S. markets.  Just remember, everybody needs a place to live.  That’s where you can make some profits and not be concerned with a heater that stopped working, or a roof that needs replacing.  Now you’re the banker.  Pretty nice, eh?

Check with us if you want to consider buying some of these properties while there are many to choose from.  If we don’t have what you want, we can get it, since we buy in several states.  Tell us what you want to spend and the particulars such as house square footage, areas, etc.

Call us toll free 877-571-6613 or go to www.newredeal.com/houses4u and give us some basic information.  We’ll get back with you right away.

If you are between jobs and have a little extra time on your hands, consider becoming a “Finder”. You don’t need any real estate experience and it won’t take much time, but can boost your monthly bottom line.

First of all, you must know what the investor wants. It may be a particular price range, single family residence, or even apartment buildings. Then, and maybe the most important piece of information you can gather is to find out why the seller wants to sell. At that point, and if the seller is eager to give you whatever information you ask for, try and find out what the person owes on the property. We give you the list of questions to determine if the prospective property might fit our criteria.

Some “finders” go so far as to actually get the seller on contract, we don’t. Our “finders” ask questions to determine how motivated the seller is, what they owe, and a guesstimate of repairs needed. We are not rehabbers, and work mostly with properties that don’t require extensive repairs. At that point, the finder’s work is done, and we take over. When the property escrow closes, you are paid.

Obviously, there’s a lot going on between each of these steps. Remember, the seller must agree to an offer that is considerably less than market value. At the same time, investors solve problems for real estate owners. The properties are bought without regard to minor repairs and can be closed in a very short time frame. There are no “showings” except a walk through to make sure the property is what was represented.

So, if you’d like to make some extra money, contact us at 877-571-6613.